Insurance Licensing InsNV_Health02 - NV Accident and Health
- Exam Code: InsNV_Health02
- Exam Name: NV Accident and Health
- Updated: Sep 25, 2026
- Q & A: 132 Questions and Answers
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| Section | Weight | Objectives |
|---|---|---|
| Nevada Statutes, Rules and Regulations | ~32% | - General State Insurance Regulations
|
| Accident and Health — General Knowledge | ~68% | - Policy Provisions, Clauses & Riders
|
An applicant unintentionally gives an incorrect answer about a material health condition on a life insurance application. This is best described as:
Correct Answer: D 🗳️
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Which of the following statements is CORRECT about a Disability Income policy with a Guaranteed Insurability rider?
Correct Answer: D 🗳️
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A Major Medical policy insured is injured in an auto collision during a police chase. The occupants in the police car are killed. The insured is convicted of reckless driving and manslaughter. If the insured files a claim, the insurance company will MOST likely take which of the following actions?
Correct Answer: C 🗳️
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Which feature is most characteristic of universal life insurance?
Correct Answer: B 🗳️
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A producer offers a prospective life insurance applicant a gift card that is not stated in the policy as an inducement to purchase coverage. Which prohibited practice is most directly implicated?
Correct Answer: C 🗳️
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