Ohio Department of Insurance OH-Life-Agent-Series-11-44 - OHIO Life Insurance Agent Series 11-44

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. The most common use of a group life insurance policy is to insure

A) company employees.
B) retirees.
C) association members.
D) members of a family.

2. Which of the following policies allows the policyowner to change two policy features?

A) Term Life.
B) Modified Life.
C) Credit Life.
D) Adjustable Life.

3. The period after an annuity Is purchased but before distributions begin Is referred to as the

A) accumulation phase.
B) annuity phase.
C) build-up phase.
D) endowment phase.

4. An agent qualified to sell variable products in Ohio must report each of the following to the superintendent of
Insurance EXCEPT

A) the sharing of commissions with another qualified agent.
B) the revocation of an insurance license held in another state.
C) a suspension from the National Association of Securities Dealers.
D) a felony criminal conviction.

5. Which of the following represents a syndicate of underwriters that specialize in Insuring specific types of risk?

A) reciprocal insurer
B) fraternal benefit society
C) risk retention group
D) Lloyd's association

Solutions: