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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. The insured is dissatisfied with the handling of a claim. How long does the insured have to bring a lawsuit against the insurer?

A) 5 years
B) 3 years
C) 1 year
D) 7 years

2. Which rider includes coverage for the insured's spouse and children?

A) Payor benefit
B) Family
C) Jumping juvenile
D) Guaranteed insurability

3. How does a survivorship life policy payout?

A) upon attainment of a fixed age
B) upon the death of the first insured
C) upon granting of a divorce decree
D) upon the death of the last surviving insured

4. Any person of competent legal capacity may contract for life and health insurance at a MINIMUM age of

A) 16.
B) 18.
C) 21.
D) 15.

5. Benefits required under the child immunization coverage shall NOT be subject to

A) a prior authorization.
B) a set immunization schedule.
C) an annual maximum number of immunizations.
D) a deductible.

Solutions: