Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 : OH-Life-Agent-Series-11-44

Ohio Department of Insurance OH-Life-Agent-Series-11-44 Actual PDF
  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
  • Updated: Jun 02, 2026
  • Q & A: 107 Questions and Answers
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About Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam

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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. In reference to life Insurance in contract law, a person MOST likely will have an insurable interest in insuring
a person's life If

A) any type of business relationship exists between the insured party and the beneficiary.
B) the interest exists at the time of application.
C) the interest exists at the time of death.
D) any type of distant family relationship exists with the insured party.


2. The premium mode defines the

A) frequency of the premium payment.
B) method of premium payment.
C) premium limit.
D) premium amount.


3. Falsifying the terms, benefits, advantages, or conditions of an insurance policy Is an example of which of the
following?

A) Coercion
B) Concealment
C) Misrepresentation
D) Forgery


4. What does a limited payment whole life policy provide?

A) Pure protection.
B) A lower premium.
C) Protection to age 65.
D) Life time protection.


5. Under what circumstances must an agent provide his or her business records to the superintendent of
Insurance?

A) by authorization from the National Association of Insurance Commissioners (NAIC)
B) upon request of the superintendent
C) under no circumstances due to privacy consideration
D) upon request of an insured


Solutions:

Question # 1
Answer: B
Question # 2
Answer: A
Question # 3
Answer: C
Question # 4
Answer: B
Question # 5
Answer: B

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